Introduction to CM Punjab Livestock Card 2026
The CM Punjab Livestock Card 2026 is a major initiative launched by Chief Minister Maryam Nawaz to strengthen the livestock sector in Punjab. The program provides interest-free loans to small and medium farmers so they can purchase quality animal feed, silage, wanda, and mineral mixtures for calf fattening. This scheme is specially designed to reduce financial pressure on farmers and increase meat production across the province.
Through a fully digitized system, farmers can complete the CM Punjab Livestock Card 2026 registration process either online or through SMS. The government has ensured transparency by linking the loan facility with digital verification systems and official banking channels. With financial assistance available up to Rs. 5.4 lakh annually, this scheme is expected to improve rural incomes and support livestock development.
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What is the CM Punjab Livestock Card 2026?
The CM Punjab Livestock Card 2026 is an interest-free revolving credit facility provided by the Punjab Government. It allows eligible livestock farmers to access short-term loans for purchasing feed and essential livestock supplies. The markup is fully paid by the government, which means farmers only return the principal amount within the specified repayment period.
This scheme operates in phases to gradually expand coverage across Punjab. The loan amount depends on the number of animals owned by the farmer, and repayments are structured to match the fattening cycle. Below is a summary of the core features of the scheme.
| Feature | Details |
|---|---|
| Loan Type | Interest-Free Revolving Credit |
| Loan Limit (Per Cycle) | Rs. 135,000 – Rs. 270,000 |
| Total Annual Benefit | Up to Rs. 5.4 Lakh |
| Repayment Period | 4 Months + 1 Month Grace |
| Purpose | Purchase of Feed, Silage, Minerals |
| Interest Rate | 0% |
Livestock Loan Details and Financial Benefits
Under the CM Punjab Livestock Card 2026, farmers can receive a loan between Rs. 135,000 and Rs. 270,000 per cycle depending on their livestock count. Since the loan can be availed twice a year, the total annual benefit can reach Rs. 540,000. This revolving structure ensures that farmers have continuous access to working capital for animal fattening.
The repayment period is carefully designed to align with livestock growth cycles. Farmers are given four months for utilization and an additional one-month grace period, making the total repayment duration five months. Key financial highlights include:
- 100% interest-free loan facility
- Government covers full markup
- Loan available twice per year
- No hidden deductions or agent charges
- Funds transferred through official banking channels
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Eligibility Criteria for CM Punjab Livestock Card 2026
To qualify for the CM Punjab Livestock Card 2026, applicants must meet specific conditions set by the government. The primary requirement is permanent residency in Punjab, verified through a valid CNIC address. The scheme focuses on genuine livestock farmers who are actively involved in calf fattening activities.
Applicants must also have a clean financial record and proper system registration. These strict eligibility rules ensure that only deserving farmers benefit from the interest-free loan facility. The main eligibility requirements are listed below:
- Permanent resident of Punjab
- Own 5 to 10 male calves (buffalo or cattle) for fattening
- Registered in the SPMS-9211 system
- Active SIM registered against own CNIC
- No previous default in government loan schemes
- Clear ECIB credit history
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How to Apply for CM Punjab Livestock Card 2026
The government has simplified the application process to make it accessible for farmers across Punjab. One method is through SMS registration, which allows farmers to apply directly from their mobile phones without visiting offices. This system reduces paperwork and speeds up the verification process.
Farmers can also apply online through the official livestock department portal. The online system allows applicants to create an account, upload documents, and track application status digitally. The two main application methods are explained below:
SMS Method (8070 Livestock Card Scheme)
- Open mobile message app
- Type: PLC [Space] Your CNIC Number
- Example: PLC 3520212345671
- Send the message to 8070
- Wait for verification and official contact
Online Registration Method
- Visit livestock.punjab.gov.pk
- Register using CNIC and mobile number
- Verify through OTP
- Fill application form carefully
- Upload required documents
- Submit and track status online
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Loan Structure Based on Livestock Count
The loan amount under the CM Punjab Livestock Card 2026 depends on the number of eligible animals owned by the farmer. The government has clearly defined categories to ensure fair distribution of funds. Farmers with more livestock may qualify for a higher loan amount within the approved limits.
The scheme is expanding in Phase 2 to cover more farmers and increase the financial ceiling. The following table explains the loan structure based on livestock ownership.
| Number of Animals | Loan Amount |
|---|---|
| 5–10 Animals | Rs. 135,000 |
| 10–20 Animals | Rs. 270,000 |
| Phase II (Eligible Farmers) | Up to Rs. 540,000 Annually |
Phase Targets and Expansion Plan
The CM Punjab Livestock Card 2026 is being implemented in phases to ensure effective management and monitoring. In Phase 1, the government plans to support between 10,000 and 20,000 farmers while facilitating approximately 100,000 animals. This initial phase aims to test the system and ensure smooth operations.
In Phase 2, the program will expand significantly to include up to 60,000 farmers and around 300,000 animals. This expansion demonstrates the long-term commitment of the Punjab Government to improving livestock productivity and strengthening rural economies. The phased approach allows better resource allocation and wider outreach.
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Farmer Guidance App and Digital Support
Alongside the CM Punjab Livestock Card 2026, the government has introduced a Farmer Guidance App. This digital tool provides livestock management advice, disease alerts, and veterinary consultation support. Farmers can access professional guidance directly from their mobile devices.
The app enhances productivity by helping farmers maintain proper feeding schedules and health records. It also promotes transparency by digitally tracking loan usage and repayment details. Key benefits of the digital support system include:
- Veterinary consultation support
- Disease prevention alerts
- Animal health management tips
- Record keeping tools
- Easy monitoring of loan transactions
Helpline and Official Support Channels
For assistance regarding registration, complaints, or application status, farmers can contact the official helpline. The government has established a toll-free number to provide quick guidance and resolve issues. District livestock offices and the Bank of Punjab also support the implementation process.
Farmers are advised to rely only on official government sources to avoid fraud. The official contact details are provided below for accurate information and support:
- Toll-Free Helpline: 0800-09211
- Official Website: livestock.punjab.gov.pk
- SMS Code for Registration: 8070
- Support through District Livestock Offices
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Frequently Asked Questions (FAQs)
Q1: What is CM Punjab Livestock Card 2026?
It is an interest-free loan scheme launched by the Punjab Government to support livestock farmers in purchasing feed and supplies.
Q2: How much loan can a farmer receive?
Eligible farmers can receive Rs. 135,000 to Rs. 270,000 per cycle and up to Rs. 5.4 lakh annually.
Q3: Is the loan completely interest-free?
Yes, the Punjab Government pays the full markup, and farmers only repay the principal amount.
Q4: How can I apply for CM Punjab Livestock Card 2026?
You can send PLC [Space] CNIC to 8070 or apply online through the official livestock portal.
Q5: What is the repayment period of the loan?
The repayment duration is 4 months with an additional 1-month grace period.
Q6: Who is eligible for the scheme?
Permanent residents of Punjab owning 5 to 10 male calves with valid CNIC and clean credit history can apply.
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Final Words
The CM Punjab Livestock Card 2026 offers a strong financial foundation for livestock farmers in Punjab. By providing interest-free loans, digital registration, and expert guidance, the government is creating new opportunities for sustainable rural growth and increased farmer income.
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