Maryam Nawaz Hunarmand Naujawan Parwaaz Card
Maryam Nawaz Hunarmand Naujawan Parwaaz Card is a flagship initiative of the Government of Punjab aimed at enabling skilled, semi-skilled, and unskilled individuals to secure overseas employment without financial stress. Many deserving candidates lose international job opportunities due to high pre-departure costs, and this program directly addresses that challenge through structured financial support.
The Parwaaz Card provides interest-free loans that allow job holders to focus on preparing for overseas employment rather than arranging funds. By supporting international workforce mobility, the program strengthens foreign remittances while improving household income stability across Punjab.
You Can Also Read: Parwaaz Card PSDF Portal Opening on 28 January
Maryam Nawaz Hunarmand Naujawan Parwaaz Card Program Overview
The Maryam Nawaz Hunarmand Naujawan Parwaaz Card is designed to remove financial barriers that prevent individuals from accepting overseas job offers. It supports applicants at the most critical stage, covering expenses that must be paid before departure.
یہ Maryam Nawaz Hunarmand Naujawan Parwaaz Card پنجاب حکومت کا ایک اہم اقدام ہے جس کا مقصد ہنرمند، نیم ہنرمند اور غیر ہنرمند افراد کو بیرونِ ملک روزگار کے مواقع تک آسان رسائی فراہم کرنا ہے۔ اس پروگرام کے تحت بیرونِ ملک ملازمت حاصل کرنے والے افراد کو بغیر سود قرض فراہم کیا جاتا ہے تاکہ وہ ویزا، میڈیکل، ٹکٹ اور دیگر ضروری اخراجات آسانی سے پورے کر سکیں۔ Parwaaz Card نہ صرف مالی رکاوٹیں کم کرتا ہے بلکہ پنجاب کے نوجوانوں کو باعزت اور محفوظ انداز میں عالمی منڈی میں کام کرنے کا موقع بھی فراہم کرتا ہے۔
The program operates through a fully digital platform, ensuring transparency, quick processing, and equal access. Applicants can track their loan status online, making the process reliable and user-friendly for workers across Punjab.
You Can Also Read: Punjab Parwaz Card Documents Required 2026 –Complete Verification & Upload Guidelines
Key Objectives of Parwaaz Card Program
The core objective of the Parwaaz Card is to promote overseas employment by providing interest-free financial assistance. This support ensures that deserving candidates do not miss international job opportunities due to lack of funds.
The initiative also aims to regulate overseas employment through registered Overseas Employment Promoters, ensuring a lawful and transparent recruitment process.
- Reduce financial burden of overseas job preparation
- Promote safe and legal international employment
- Increase foreign remittances for economic growth
You Can Also Read: Punjab Parwaz Card Documents Required 2026 –Complete Verification
Interest-Free Loan Support Under Parwaaz Card
One of the strongest features of the Maryam Nawaz Hunarmand Naujawan Parwaaz Card is its completely interest-free loan structure. Applicants repay only the amount they receive, without hidden charges or additional fees.
The loan repayment is divided into manageable monthly installments, making it easier for overseas workers to repay after starting employment. This approach supports financial stability while encouraging responsible repayment.
You Can Also Read: Punjab Parwaz Card Documents Required 2026
Pre-Departure Expenses Covered by Parwaaz Card
The Parwaaz Card loan is specifically allocated for essential pre-departure expenses required for overseas employment. These costs often prevent candidates from proceeding despite having valid job offers.
The program ensures that all major overseas employment expenses are covered, enabling smooth and timely departure.
- Visa processing and medical examination
- Protectorate and skill verification fees
- Air ticket and OEP facilitation charges
You Can Also Read: Parwaaz Card Required Documents 2026: Complete Registration and Checklist for All Districts
Eligibility Criteria for Maryam Nawaz Hunarmand Naujawan Parwaaz Card
Eligibility for the Parwaaz Card is clearly defined to ensure fair access. Applicants must meet basic identity, residency, and employment conditions before applying for the loan.
The program is inclusive and open to both men and women across various skill levels, provided they have a confirmed overseas job offer.
| Eligibility Requirement | Details |
|---|---|
| Age Limit | 18 years or older |
| CNIC | Valid computerized CNIC |
| Residency | Resident of Punjab |
| Job Offer | Confirmed overseas job letter |
| Salary Limit | Less than SAR 5000 per month |
Job Holder Category Under Parwaaz Card
Job holders who already possess an overseas job offer can directly apply for the Parwaaz Card loan. This category is designed for candidates ready to proceed with departure once financial support is approved.
Through the digital system, job holders submit documents, track approval, and receive funding to complete pre-departure formalities efficiently.
You Can Also Read: Parwaaz Card Required Documents 2026: Complete Registration
Job Seeker Category and Overseas Job Access
The Parwaaz Card program also supports job seekers who are searching for verified overseas employment. Registered Overseas Employment Promoters list international job opportunities on the official portal.
Job seekers can apply for these positions and, once selected, their status is converted into job holders, making them eligible for interest-free loan support.
You Can Also Read: Parwaaz Card Required Documents 2026
Role of Overseas Employment Promoters (OEP)
Overseas Employment Promoters play a vital role in the Parwaaz Card ecosystem. They connect international employers with skilled workers from Punjab through a regulated process.
OEPs must register on the official portal and comply with legal requirements to ensure transparency and worker protection.
- Facilitate verified overseas job placements
- Upload offer letters and employer details
- Ensure lawful recruitment procedures
You Can Also Read: Parwaz Card Punjab 2026 – Official Guide to Eligibility, Benefits & Online Application
Digital Application and Approval Process
The entire Parwaaz Card journey is fully digital, allowing applicants to apply, submit documents, and track progress online. This system reduces delays and minimizes manual intervention.
Loan approval typically takes 7 to 10 working days after successful document submission, ensuring candidates do not miss their departure timelines.
You Can Also Read: Parwaz Card Punjab 2026 – Official Guide to Eligibility, Benefits
Economic Impact of Hunarmand Naujawan Parwaaz Card
By enabling overseas employment, the Parwaaz Card contributes directly to Pakistan’s foreign remittances. Increased remittances strengthen the national economy while improving living standards for families.
The program also enhances workforce skills exposure, allowing returning workers to bring international experience back to local industries.
You Can Also Read: Parwaz Card Punjab 2026 – Official Guide to Eligibility
Official Website and Registration Information
All applications, job listings, and OEP registrations are managed through the official Parwaaz Card portal. Applicants are advised to rely only on the official website for accurate information.
| Category | Official Portal |
|---|---|
| Loan Application | parwaaz.psdf.org.pk |
| Overseas Jobs | parwaaz.psdf.org.pk |
| OEP Registration | parwaaz.psdf.org.pk |
Frequently Asked Questions
Is the loan under Parwaaz Card really interest-free?
Yes, the loan is completely interest-free, and applicants repay only the amount they receive without additional charges.
Who can apply for Maryam Nawaz Hunarmand Naujawan Parwaaz Card?
Residents of Punjab aged 18 or above with a valid CNIC and confirmed overseas job offer are eligible to apply.
How long does Parwaaz Card loan approval take?
Loan approval usually takes 7 to 10 working days after successful document submission.
You Can Also Read: Parwaz Card Punjab 2026